Commercial Business Insurance, Homeowners Insurance, Hurricane Insurance, Insurance Agent, Insurance in Florida
Documents You Should Keep Handy in the Event of a Hurricane
What documents do you need to have in case of a hurricane in Florida? Are you considering how you can get ready for hurricane season? For home and business owners in Clearwater, Florida, this can be a challenge. As the possibility of major hurricanes or severe storms looms, it’s crucial…
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Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida, Mobile Home Park Insurance
What are the Benefits of Having Higher Car Insurance Limits?
Why You Should Raise Your Auto Insurance Coverage Limits? If you live in Florida, satisfying the financial responsibility law means having auto insurance coverage. Failure to meet this requirement could result in posting a bond of up to $50,000. While striking the minimum auto insurance coverage limits for personal injury…
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Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida
Does My Car Insurance Cover Rental Cars?
Does My Auto Insurance Policy Cover Rental Cars? If you need to rent a car after a car accident, you may be wondering, “Does my car insurance cover rental cars?” It’s essential to know about car insurance provisions. Otherwise, you may end up paying for double coverage. Even though auto…
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Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida
What is Gap Insurance and How Does it Work?
Understanding GAP Insurance: How Does It Work? When you buy a new car, its value starts dropping the moment you drive it off the lot. And by the end of the first year, your once-pristine vehicle is expected to depreciate by a staggering 20%. If your vehicle is totaled in…
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Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida
Why it’s Recommended to Have Collision Coverage in Florida
Do You Need Auto Collision Insurance in Florida? Auto collision insurance is a voluntary policy that covers damage to your vehicle in the event of an accident. Even though it’s voluntary, it’s a must-have if you lease or finance your vehicle. Otherwise, you can drive without it. Florida law requires…
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Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida
What Does Comprehensive Auto Insurance Cover?
What Exactly Is Comprehensive Auto Insurance, and What Does It Include? Comprehensive auto insurance covers non-collision damages. That’s why it’s also called “other than collision” coverage. Unlike liability insurance, it’s not mandatory. The highest compensation you can get from the policy is up to the value of your car. Even…
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Auto Insurance, Homeowners Insurance, Insurance in Florida
4 Ways to Save Money on Auto Insurance
How to Save Money on Auto Insurance Due to rising inflation, you’re now likely to pay more for auto insurance. According to the S&P market intelligence report, insurance companies have increased their rates this year by 8.3% on average. Others have increased insurance rates by double digits to help cover…
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Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida, Roof Wind Mitigation
Wind Mitigation Features You Should Consider Adding to Your Roof
Tips to Bolster Your Roof’s Wind Mitigation Every home requires a solid roof for prime safety all year round. While the roof protects your family, it remains susceptible to damage by weather elements, including rain and wind. Strong winds, especially in areas like Florida, pose the greatest threat to any…
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Homeowners Insurance, Insurance Agent, Insurance in Florida
Why Are So Many Homeowners’ Insurance Companies Leaving the State?
Understanding Why Homeowners Insurance in Florida Is in Crisis This year has seen multiple insurance companies in Florida declare insolvency. The remaining property insurance companies are struggling to pay claims or renew policies. For instance, the FedNat insurance company had to cancel 68,000 homeowners insurance in Florida. Moreover, insurance premiums…
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Homeowners Insurance
How to Find the Best Home Flood Insurance
A Helpful Guide to Flood Insurance for Your Home Planning to buy home flood insurance? Floods are responsible for the most property damage yearly vis-à-vis any other natural disaster. Here’s another alarming stat, 99% of U.S counties experienced flooding between 1996 and 2019. Since the standard homeowners’ insurance does not…
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