Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida
Why it’s Recommended to Have Collision Coverage in Florida
Do You Need Auto Collision Insurance in Florida? Auto collision insurance is a voluntary policy that covers damage to your vehicle in the event of an accident. Even though it’s voluntary, it’s a must-have if you lease or finance your vehicle. Otherwise, you can drive without it. Florida law requires…
Read More
Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida
What Does Comprehensive Auto Insurance Cover?
What Exactly Is Comprehensive Auto Insurance, and What Does It Include? Comprehensive auto insurance covers non-collision damages. That’s why it’s also called “other than collision” coverage. Unlike liability insurance, it’s not mandatory. The highest compensation you can get from the policy is up to the value of your car. Even…
Read More
Auto Insurance, Homeowners Insurance, Insurance in Florida
4 Ways to Save Money on Auto Insurance
How to Save Money on Auto Insurance Due to rising inflation, you’re now likely to pay more for auto insurance. According to the S&P market intelligence report, insurance companies have increased their rates this year by 8.3% on average. Others have increased insurance rates by double digits to help cover…
Read More
Auto Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida, Roof Wind Mitigation
Wind Mitigation Features You Should Consider Adding to Your Roof
Tips to Bolster Your Roof’s Wind Mitigation Every home requires a solid roof for prime safety all year round. While the roof protects your family, it remains susceptible to damage by weather elements, including rain and wind. Strong winds, especially in areas like Florida, pose the greatest threat to any…
Read More
Homeowners Insurance, Insurance Agent, Insurance in Florida
Why Are So Many Homeowners’ Insurance Companies Leaving the State?
Understanding Why Homeowners Insurance in Florida Is in Crisis This year has seen multiple insurance companies in Florida declare insolvency. The remaining property insurance companies are struggling to pay claims or renew policies. For instance, the FedNat insurance company had to cancel 68,000 homeowners insurance in Florida. Moreover, insurance premiums…
Read More
Homeowners Insurance
How to Find the Best Home Flood Insurance
A Helpful Guide to Flood Insurance for Your Home Planning to buy home flood insurance? Floods are responsible for the most property damage yearly vis-à-vis any other natural disaster. Here’s another alarming stat, 99% of U.S counties experienced flooding between 1996 and 2019. Since the standard homeowners’ insurance does not…
Read More
Homeowners Insurance, Insurance Agent, Insurance in Florida
Why It’s Important to Work with an Agent to Find the Best Insurance Options
Find the Best Rate with the Right Homeowners’ Insurance Agent Across the board, an insurance agent works to help clients manage risk. They play a crucial role in identifying new information and disseminating it in ways that provide tangible and actionable insights for their clients. When you buy insurance, you’re…
Read More
Homeowners Insurance, Insurance in Florida, Mobile Home Park Insurance
How to Choose the Right Insurance Agent for Mobile Home Parks
Mobile Home Park Insurance—Who Needs It & What Does It Cover? Mobile home parks can be a great investment opportunity. Without the right insurance coverage to safeguard your assets, they could prove to be a risky venture. As an owner of a mobile home park, you have a responsibility to…
Read More
Auto Insurance, Homeowners Insurance, Insurance in Florida
What is the Average Home Insurance Cost in 2022?
Factors That Determine How Much You Pay for Home Insurance Florida is a great place to live, with its temperate climate, stunning ocean views, and rich wildlife. If you own a home or are thinking of buying a home in Florida, it’s important to understand that homeowners’ insurance is a bit…
Read More
Homeowners Insurance
Are Homeowners Insurance Settlements Taxable?
When Are Insurance Settlements Taxable? For the most part, homeowners insurance settlements are not considered taxable income. The Internal Revenue Service only levies taxes on payments received that result in you having more wealth than you did before, which is not typically the case with settlements for property damage. Even…
Read More