Auto Insurance, boat insurance, Flood Insurance, Homeowners Insurance, Insurance Agent, Insurance in Florida, motorcycle insurance
How Does Your Credit Score Affect Insurance Rates? Understanding the Connection Between Credit and Insurance Costs
Your credit score impacts many areas of your financial life, from securing loans to qualifying for credit cards. But did you know that your credit score can also influence your insurance rates? Whether you’re shopping for car insurance or homeowners insurance, your credit score plays a role in determining the…
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Home Insurance for First-Time Homebuyers
Home Insurance is More Than Just Protection Congratulations on becoming a first-time homebuyer! As you embark on this exciting journey of homeownership, it’s essential to secure your investment with the right insurance coverage. At Coleman Insurance Agency, your trusted insurance agent in Clearwater, we understand that your new home is…
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9 Car Insurance Terms You Should Know
Top Car Insurance Terms You Need to Know Almost every state in the U.S. requires some form of car insurance. If you live in Florida, registering your vehicle requires getting auto insurance. Notably, the minimum auto insurance coverage requirements are personal injury protection and property damage liability. Besides these two,…
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What are the Benefits of Having Higher Car Insurance Limits?
Why You Should Raise Your Auto Insurance Coverage Limits? If you live in Florida, satisfying the financial responsibility law means having auto insurance coverage. Failure to meet this requirement could result in posting a bond of up to $50,000. While striking the minimum auto insurance coverage limits for personal injury…
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Why Did My Car Insurance Go Up?
Why Car Insurance Rates Go Up and What You Can Do About It A Floridian’s average car insurance premium is $2,560 yearly, a 23% rise from 2021. This trend can be alarming, especially when you don’t understand why car insurance rates go up and if you can do anything. From…
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Does My Car Insurance Cover Rental Cars?
Does My Auto Insurance Policy Cover Rental Cars? If you need to rent a car after a car accident, you may be wondering, “Does my car insurance cover rental cars?” It’s essential to know about car insurance provisions. Otherwise, you may end up paying for double coverage. Even though auto…
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What is Gap Insurance and How Does it Work?
Understanding GAP Insurance: How Does It Work? When you buy a new car, its value starts dropping the moment you drive it off the lot. And by the end of the first year, your once-pristine vehicle is expected to depreciate by a staggering 20%. If your vehicle is totaled in…
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Why it’s Recommended to Have Collision Coverage in Florida
Do You Need Auto Collision Insurance in Florida? Auto collision insurance is a voluntary policy that covers damage to your vehicle in the event of an accident. Even though it’s voluntary, it’s a must-have if you lease or finance your vehicle. Otherwise, you can drive without it. Florida law requires…
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What Does Comprehensive Auto Insurance Cover?
What Exactly Is Comprehensive Auto Insurance, and What Does It Include? Comprehensive auto insurance covers non-collision damages. That’s why it’s also called “other than collision” coverage. Unlike liability insurance, it’s not mandatory. The highest compensation you can get from the policy is up to the value of your car. Even…
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What Happens if Your Car is Damaged During a Hurricane?
Does Car Insurance Cover Storm Damage? Many drivers suffered car damage when hurricane Ian plowed parts of Florida’s west coast. The question most were asking was whether their car insurance would pay for the damages. So, does car insurance cover storm damage? It depends on the insurance policy you purchase….
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